The Costa del Sol offers a wide variety of property types to suit different budgets and lifestyles, including:

• Apartments and penthouses, from studio size to large luxury units
• Townhouses and semi-detached villas within gated communities
• Detached villas, ranging from modest family homes to grand luxury estates
• New-build developments, both off-plan and key-ready
• Rustic fincas and country properties in the inland areas

Mijas, Fuengirola, and Benalmádena have the largest and most established Scandinavian communities on the Costa del Sol — you will find Swedish and Danish neighbours, Nordic-friendly services, and a familiar social scene. Estepona is attracting a growing number of Scandinavian buyers who want newer builds at lower prices, and Nerja appeals to those prioritising natural beauty and a more authentic way of life.

Budget for roughly 10–13% on top of the purchase price to cover all buying costs. This includes:

• Transfer tax (resale properties) or VAT (new builds)
• Stamp duty (AJD) on new build purchases
• Notary fees
• Land registry fees
• Independent legal fees

We provide a full cost breakdown for any property you are considering so there are no surprises.

Yes — Spanish banks do lend to non-residents, typically up to 60–70% of the purchase price. The application process is more document-intensive than at home, but our mortgage partner specialists work with international buyers every day and know exactly what is required. We recommend getting a mortgage pre-approval in place before making offers.

Prices vary enormously by area and property type. Apartments in Fuengirola or Nerja start from around €225,000–€250,000, while the best villas in Marbella can reach €3–5 million or more. Most of our buyers — looking at a two- or three-bedroom apartment or townhouse in a good location — typically spend €400,000–€900,000. Contact us with your budget and we will show you what is realistically available.

We strongly recommend using an independent Spanish lawyer. They check the title, debts and licences of the property, help you get an NIE number and represent you at the notary, so your purchase in [location] is safe.