Step by Step

NIE number explained
May 19, 2026 · 2 min read

NIE number explained

What is a NIE number? This will be one of the first questions you will be asking yourself when you move over to Spain…

Licence of First Occupation explained
May 19, 2026 · 3 min read

Licence of First Occupation explained

You may have heard the term ‘Licence of First Occupation’ (LFO, for short) before and wonder what the fuss is all about.…

Bank guarantees in Spain explained.
May 19, 2026 · 3 min read

Bank guarantees in Spain explained.

On buying off-plan property in Spain, it is normal to make a 30 to 40% down payment in instalments and the balance is pa…